Question 1

How much does a fractional CFO cost?

Accepted Answer

Fractional CFO services with TrueInsights CFO start at $3,000 per month. Your exact rate is scoped to your business during onboarding and confirmed in writing, and it does not change without your agreement. Engagements are month-to-month with no minimum term, and you can cancel with 30 days' written notice.

Question 2

Do I need a bookkeeper or a fractional CFO?

Accepted Answer

A bookkeeper records and reconciles your transactions so your books are accurate. A fractional CFO uses those numbers to guide decisions: cash flow forecasting, pricing, hiring, fundraising, and reporting to your board or investors. Many growing businesses need both, and TrueInsights CFO offers both under one roof, monthly bookkeeping is included automatically if you engage a fractional CFO, or available on its own starting at $1,000/month.

Question 3

How much does a financial audit cost?

Accepted Answer

TrueInsights CFO offers three audit tiers: Foundational ($2,500) covers a full review of your books, records, and controls with a written report. Strategic ($5,000) adds a 12-month cash flow model, a KPI dashboard, benchmark analysis, and a 30-day follow-up call. Executive ($10,000) adds a full systems audit, multi-entity analysis, M&A readiness assessment, a board-ready deck, and 90 days of implementation support.

Question 4

How much does bookkeeping cost?

Accepted Answer

Books Cleanup (catching up backlogged or messy books) is $150/hour. Budget Builder (a 12-month budget and cash flow model) is $250/hour. Ongoing Monthly Bookkeeping is $1,000/month with no minimum term. Bundle any bookkeeping service with a Financial Audit (no CFO retainer) and get 5% off with Foundational, 10% off with Strategic, or 15% off with Executive.

Question 5

Is there a minimum contract length for a fractional CFO?

Accepted Answer

No. Fractional CFO engagements are month-to-month with no minimum term. Either side can end the engagement with 30 days' written notice.

Question 6

What's included in the $3,000/month CFO retainer?

Accepted Answer

The Fractional CFO retainer covers audit onboarding, ongoing bookkeeping, strategic advisory, monthly financial reporting, cash flow forecasting, and direct access to your CFO, all under one engagement rather than billed as separate line items.

Question 7

How does the audit tie into my ongoing CFO rate?

Accepted Answer

The Foundational Audit is included at no extra cost with a CFO engagement. Choosing Strategic or Executive adds $2,000 or $7,000 to your first month, but more importantly, the audit is what sets your ongoing monthly rate from Month 2 onward based on the complexity it uncovers.

Question 8

What size businesses do you work with?

Accepted Answer

We specialize in small and medium-sized businesses, including RIAs, SaaS companies, startups, non-profits, and other financial services firms, that need strategic financial leadership without the cost of a full-time CFO hire.

Question 9

Do you offer one-time projects, or only ongoing service?

Accepted Answer

Both. Financial audits, Books Cleanup, and Budget Builder are one-time engagements. Fractional CFO and Monthly Bookkeeping are ongoing, month-to-month services.

Question 10

How do I pay for TrueInsights CFO services?

Accepted Answer

Invoices are sent and paid through QuickBooks Online. Payment services are provided by Intuit Payments Inc.

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